When you have been involved in a car accident, there could be dozens of questions circling in your head. This is natural and many of the questions you may have, have most likely been asked by someone else. That is why we have provided you with the most frequently asked questions surrounding car accidents and injuries.
I have just been involved in a car accident, what do I do next?
The first thing you should do when you have been involved in a car accident is to get yourself and any passengers to a safe place. You should then contact the police so they can file a police report that will be vital in determining who is responsible for the accident. If medical personnel are necessary, let the police know so they can contact the necessary team to treat your injuries right away.
Do I need to take photos of the accident or will police handle that?
After experiencing a car accident, you may be filled with a whirlwind of emotions and taking pictures may be the last thing on your mind. However, if you are able to take photos of the accident, you should. Photos can be the determining factor when it comes to insurance company’s decisions and settlements. Your health and safety is much more important than taking photos, so if you can’t take any, there are other things such as the police report that can used as determining factors.
The person that hit me does not have car insurance, how do I proceed?
If the person who hit you does not have any insurance, never take cash on the spot. It may seem like an appealing offer but beyond the visible damage, there could be hidden structural damage. You may also want to consider adding coverage to your own insurance plan that protects you in these instances. If you have that, your insurance will most likely cover the repair costs. Also, get a police report so you have all of the information you need for your insurance company.
I have suffered injuries from a car accident I am not at fault for, who pays for my medical expenses?
If the driver who is at fault has driver’s insurance, that insurance may cover any medical procedures and treatments you have. However, their insurance company would need to provide proof that they will pay for your medical bills. Unfortunately, most insurances avoid signing this agreement. If it gets to that point, your best bet would be to hire an attorney who can sign a lien with your doctors agreeing to cover medical bills while they actively pursue your settlement.
It is normal to feel stress and confusion after you have been in a car accident. It’s important to know what steps to take and how to handle the situation as best as you can. Always remember that your safety and health come first. If you have been in a severe car accident, get the medical attention you need. It can save you in a personal injury claim and also from a lifetime of chronic suffering.